The philosophy of JUA is to:
  • Sustain a culture of personal accountability to our underwriting partners.
  • Feel particular responsibility for brokers and ultimate clients in position of high risk or disadvantage.
  • Ensure informed and efficient decisions and service by operating an ‘underwriting room’ based on the traditional Lloyd’s box system.
  • Agree a financial incentive structure that encourages the sustaining of reasonable premium rates and an astute management of claims.
  • Seek not to ‘compete’ in the marketplace and selectively deal with major international brokers.
  • Maintain close and personal connection with the London market through regular visits by key senior personnel.
  • Represent Our Underwriters, including Lloyd’s, absolutely and regard the relationships as a privilege.